Common Misconceptions About Renter's Insurance
All renters insurance policies are equal.
ePremium's enhanced renters insurance policies provide increased coverage not found in most traditional renters insurance policies provided by the National auto insurance agencies.
My Landlord's insurance will cover me.
Your landlord's insurance protects the physical building in which you reside, but does NOT cover your personal property and you will be expected to pay for any damages that you cause to your apartment.
Liability Insurance? I don't have much liability.
You are responsible for damage done to your apartment or the property. You are also liable if someone is injured as a result of your negligence. The liability portion of renters insurance may protect you in the event of damage to your apartment, the community or other residents.