Common Misconceptions About Renters Insurance
All renters insurance policies are equal.
An enhanced renters insurance policy provides increased coverage often-times not found in policies sold by other third-party insurance agencies.
My Landlord's insurance will cover me.
Your landlord's insurance protects the physical building in which you reside but does NOT cover your personal property, and you may be expected to pay for any damages that you cause to your rental location.
Liability Insurance? I don't have much liability.
You are responsible for damage done to your rental location or the apartment community. You are also liable if someone is injured as a result of your negligence. The liability portion of renters insurance may protect you in the event of damage to your rental location, the apartment community, or other residents.