Personal Liability Coverage
Liability coverage protects you in the event of negligent damage that you may cause to the property of others, including apartment property. It also protects in the event of bodily injury to others. Coverage includes: legal defense, medical payments to others, claim expenses, first aid expenses, damage to property of others.
When your personal belongings are damaged or stolen your policy contents coverage reimburses you up to your policy terms and limits. Coverage includes personal property coverage anywhere in the world, as well as loss due to: Fire, Lightning, Windstorm, Burglary, Explosion, Smoke, Vandalism, Hail, Artificial electrical current, Water, Weight of ice, snow, sleet, Falling objects.